Website Disclaimer

Effective Date: November 2026

General Information Only

The content on this website is published by Blue Ridge Insurance, a Your Policy Company, for general informational and educational purposes. It is not insurance advice, legal advice, tax advice, or financial advice, and it is not a recommendation regarding any specific coverage, carrier, or policy. Your situation is specific to you, and you should speak with a licensed agent before making coverage decisions.

Coverage Is Governed by Your Policy

Descriptions of coverage on this website are summaries. They are not complete and they do not alter, amend, or extend the terms of any insurance policy. Coverage is governed solely by the terms, conditions, limits, and exclusions of the policy issued by the insurance carrier.

If anything on this website conflicts with your policy documents, your policy documents control. Nothing here constitutes a binding offer of insurance or a guarantee that coverage will be issued.

Availability Varies

Products, coverages, discounts, and carrier appointments described on this website are not available in every state and may change without notice. Insurance is offered through Your Policy LLC, licensed in Virginia (#153323) and North Carolina (#3001171306). Availability in any state is subject to licensing, carrier appointment, and underwriting approval.

Quotes and Estimates

Any premium figures, quotes, or estimates provided through this website are preliminary and based on the information supplied. Final pricing and terms are determined by the carrier following underwriting review and may differ. A quote is not a contract and does not bind coverage.

Regulatory and Legal References

This website may reference state and federal requirements, including Virginia auto insurance requirements, workers’ compensation rules, and Medicare enrollment periods. These rules change. We make reasonable efforts to keep this information current, but we do not warrant its accuracy or completeness. Always confirm current requirements with the relevant agency or with one of our licensed agents.

Medicare Notice

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your State Health Insurance Assistance Program, to get information on all of your options.

Third-Party Content and Links

This website may link to or embed content from third parties, including insurance carriers, quote and chat tools provided by Your Policy LLC, and mapping services. We do not control that content and are not responsible for its accuracy, availability, or privacy practices. Carrier names appearing on this website are the property of their respective owners and are shown to identify companies with which we place business.

No Warranty

This website is provided “as is” without warranties of any kind. For the full terms governing your use of this site, including limitations of liability, please review our Terms of Use.

Questions

If anything on this website is unclear, ask us. That is what we are here for.

• Blue Ridge Insurance, a Your Policy Company
• 14805 Forest Rd, Suite 202, Forest, VA 24551
• (434) 212-3300