What Independent Means

We are not tied to one company’s product.

A captive agent represents one insurance company. When that company raises rates, tightens underwriting or decides it no longer wants your kind of risk, the agent has nothing else to offer you.

We hold appointments with multiple carriers. When the market moves, we move you to a different company rather than losing your business. Same agency, same people who know your file, different paper.

It also means we can tell you when your current coverage is fine. There is no quota pushing us to replace a policy that is already working.

  • Multiple carriers compared on every quote
  • Renewals reviewed, not left to drift upward
  • Business, employee benefits, personal, life & health and Medicare under one roof
  • A local office, with people who answer the phone

A Your Policy Company

Blue Ridge is part of Your Policy, a national independent agency with offices across the United States. That gives our clients expanded carrier access and the full range of coverage lines, while your advisor stays here in Forest.

About Your Policy →

Visiting Our Office

Come see us in Forest.

We’re at 14805 Forest Rd, Suite 202, Forest, VA 24551, open Monday through Friday from 8:00 AM to 5:00 PM. Walk-ins are welcome.

Our clients are in Forest and Lynchburg, around Smith Mountain Lake, in Charlottesville, Richmond, Arlington and Chantilly, and across North Carolina, including Raleigh-Durham.

Front door locked? We share the building with several other offices, and the ground-floor entrance is on an electronic lock that sometimes engages during business hours. If the door won’t open, please call us at (434) 212-3300 and we’ll come down and let you in.

Blue Ridge Insurance office building at 14805 Forest Road in Forest, Virginia

Talk to a local advisor.

Business, benefits, home, auto, life, health and Medicare, compared across carriers.