Life insurance sized to the people who depend on you.
Term or permanent, a little or a lot. Blue Ridge Insurance compares life insurance from several carriers and helps you choose an amount based on your mortgage, income and family, not a round number.
Most families have less coverage than they think.
Group life through work is a good start, but it’s often one or two times salary and usually ends when the job does. An individual policy stays with you regardless of where you work and can be sized to replace income, pay off a mortgage and fund your children’s education.
Term life covers a set period, such as 20 or 30 years, and is usually the most affordable way to buy a large benefit. Permanent life lasts your lifetime and can build cash value, at a higher cost. Many people use a combination.
How we size coverage
- Years of income to replace
- Mortgage and other debts
- Children’s education goals
- Final expenses
- Coverage you already have at work
Life insurance options we compare
Term life
Coverage for a fixed period at a level premium, the most coverage per dollar.
Whole life
Lifetime coverage with guaranteed premiums and cash value.
Universal life
Permanent coverage with more flexible premiums and benefits.
Final expense
Smaller permanent policies designed to cover funeral and end-of-life costs.
Simplified issue
Policies with fewer health questions and no medical exam, where available.
Business uses
Key person and buy-sell coverage for business owners.
Start your life insurance quote.
Tick Life & Health in the form. A licensed advisor will ask a few health questions and compare carriers for you.
- Several carriers compared
- No-exam options where you qualify
- Coverage reviewed alongside home and auto
Life insurance questions
How much life insurance do I need?
Is the life insurance through my job enough?
Do I need a medical exam?
Protect the people who count on you.
A short conversation and we’ll compare carriers.