Employee Benefits

Employee benefits that help you hire and keep good people.

Group medical, dental, vision, life and disability for employers in Forest, Lynchburg and across Virginia and North Carolina. Blue Ridge Insurance compares carriers, builds a plan your budget can sustain, and supports you and your employees through open enrollment.

Coverage

Group benefits we place

How We Work

More than a renewal spreadsheet.

We start with what you’re trying to achieve: recruiting in a tight labor market, controlling renewal increases, or simply offering coverage for the first time. Then we compare carriers and plan designs, model employer and employee costs, and present options in plain language.

After the plan is in place, we help with enrollment, new-hire questions and claim issues, and we start on your renewal early so there are no surprises.

  • Multiple carriers and plan designs compared
  • Open enrollment support for your team
  • Business insurance and benefits under one agency

For a benefits quote, have

  • Employee census (ages, ZIP codes, coverage tier)
  • Current plan summaries and renewal, if any
  • Your contribution goals
  • Effective date you’re targeting
Get a Quote

Start your benefits quote.

Tick Employee Benefits and tell us how many employees you have. A benefits advisor will follow up.

Common Questions

Employee benefits questions

How many employees do I need for a group plan?
Small-group medical plans are generally available to businesses with as few as two employees, depending on the carrier and state. Dental, vision and life plans often have similar minimums.
When should we start our renewal review?
Ideally 90 to 120 days before your renewal date. That leaves time to compare carriers and communicate changes to employees.
Can benefits be voluntary?
Yes. Dental, vision, life and disability can be offered on a voluntary, employee-paid basis, which adds value at little or no cost to the employer.

Let’s build a benefits package you can sustain.